According to the public relations and information center of the Vice-Presidency for science and technology affairs, Alireza Daliri, deputy for management development and resources, pointed out the importance of “ranking” in the area of investment and financial supply of the country during the conference on ranking and credit risk, expressing: this issue has not included defined activities until today. We hope that this conference be a step toward starting emphasis on the issue of ranking with investment topics.

He also stated: one of the concerns of the financial institutes is “credit risk”. In the world, each country and financial institution has its own specific models and methods and are active based on them. The concern of credit risk is the main concern of financial institutes.

Daliri mentioned that among the important credit risks that must be considered are the executive ability and credit of legal or real entity, adding: we need to determine whether the needs assessment performed by the institute is acceptable or not and is there a response that 100% needs this or not?

He also regarded “ranking” as a symbol along with needs assessment, marking: this symbol can recognize the more reliable individuals, and this task is performed to determine the risk of an activity, making us aware whether we have entered into the topic or not?

According to Daliri, achieving this goal requires interactions, field research and serious operational tasks. He affirmed: when we evaluate the needs assessments of banks, we realize that they have mostly relied on domestic ranking.

Daliri pointed out the successful examples of the country in this field, claiming: in advanced countries, valuating and needs assessments of ideas and projects are carried out and there is no need for bank checks or national documents since their only criterion is not the return of asset. In this regard, a project receives benefits based on its priorities, excellences and executive capabilities. The presented projects themselves can be the guarantee of success.

Moreover, Daliri mentioned that this issue has been emphasized by law, expressing: to date, two companies have acquired licenses in this field, which is promising. However, the foundation must be laid to make confidence-building in financial institutions, in a way that this criterion would be acceptable by both groups after ranking and needs assessment.

Deputy for management development and resources also emphasized the activities of knowledge-based companies and startups.

In this regard, he mentioned a practice model achieved by the Vice-Presidency for guaranteeing this issue.

In the end, the deputy for management development and resources expressed: while our country has a high financial resource, bureaucracy makes it difficult to obtain capital. In this respect, the main factor for complexity of the process is lack of confidence. By building confidence in financial institutions and investors, we can properly enter this field.